So, 6 months after I got in a small accident with my Honda, (some spoiled house wife driving a massive Infinity SUV who got into the left lane then took a right and sideswiped me as I drove straight, who then got out and bitched me out), and after our two insurance companies failed to settle who was at fault, I was told the claim was dead in the water. 1 month later, I was informed out of the blue last week they were going to arbitration, then found out this weekend they ruled 100% in my favor. Now I can fix my car without paying $1300+ for it, and a tiny bit of my faith in humanity has been restored.