TH, you want what everyone else has so that you can drive in the snow and cruise around on the green trail on the badlands. You're shooting way higher than you need to.
You need a 3" lift on 31's. They're all basically the same, save for spending the extra cash on full leaf packs and not an AAL. Get yourself a nice set of shocks, put on some shackle boxes and then enjoy it. Learn how to do it yourself. Buy yourself the tools to install it and then fix it.
Build your garage the way everyone else does, one tool at a time. You don't need to save for a year and then blow all your money trying to make your jeep way more capable than you are of driving. Spend that money on ratchets, wrenches and sockets, not on someone else to do it for you. Shit, you don't even need a garage. I did my first lift in the driveway with used parts and a socket set.
There's truth to the idea that you build it right the first time and you save a bunch of money that a lot of us have gone through building one step at a time. But the same can be said for someone that spends a ton of money on stuff they don't need, building a jeep to a size they don't need, just so they can drive back and forth to work and take it on the occasional trail ride.
Do yourself a favor. Stop asking everyone else what you should do. Figure out what you want your jeep to be and do it. Learn the hobby, that's what this is. You don't buy into the hobby, you teach yourself how it works, you learn how to fix it and how to build it and then you make lifetime friends on the trail when you're underneath each other's rigs helping each other out.
And you got a lot more free time than you think you do. Trust me.