XJ Build, again.

Damn.

That was an exceptionally well built XJ.

That is a shame.

If insurance doesn't ante up appropriately I would be inclined to bring a civil suit against the driver of the Ram.
 
Damn.

That was an exceptionally well built XJ.

That is a shame.

If insurance doesn't ante up appropriately I would be inclined to bring a civil suit against the driver of the Ram.
Currently dealing with this. Insurance is only willing to pay Actual Cash value, which on the Cherokee is around 6500. They gave me extra points for condition and "Extras". Right now they are offering 7500 for it. I hired an Attorney and have supplied them with all my receipts and mods that were done to it in hopes that we can pump that number up. Haven't heard back from them on another offer yet, so we'll see. My plan right now is to buy the jeep back from the insurance and salvage whatever is worth saving for the next jeep and scrap the rest.

For those with XJs that are worth more than the "Market Value", learn from my situation. Get extra equipment coverage on your auto policy and itemize all add-ons. You will pay more per month, but if I had done that, they would have paid me out the 25k that I was asking for.

Now the hunt begins for a clean, rust free, stock XJ.
 
Holy crap - that is a serious accident. Glad you are okay. I'm also amazed at how well the "frame" held together.
I was surprised as well. I've always known that the frame stiffeners helped make the jeep more ridged, just never realized how much more ridged it made it.
After seeing the jeep in person and in the daylight it looks like the front bumper hoop hit the flatbed. Which is why the front clip got peeled like a tuna can. The bumper just deflected the hit. Not sure if that is better or not, but one thing is for sure, Both SmittyBilt bumpers are beefy and can take a hit.
 
Send the insurance company to Davis Autosports for comparison pricing. I think their trail built XJs (like yours) run around $75K. Given Bidenflation that number may have gone up since the last time I saw their offerings.
 
Dang. That thing is f'ed up. I'm amazed that you are in front of keyboard. Good luck with insurance. I fear this as well if I ever get an accident. Lawyer is the right option.
 
Currently dealing with this. Insurance is only willing to pay Actual Cash value, which on the Cherokee is around 6500. They gave me extra points for condition and "Extras". Right now they are offering 7500 for it. I hired an Attorney and have supplied them with all my receipts and mods that were done to it in hopes that we can pump that number up. Haven't heard back from them on another offer yet, so we'll see. My plan right now is to buy the jeep back from the insurance and salvage whatever is worth saving for the next jeep and scrap the rest.

For those with XJs that are worth more than the "Market Value", learn from my situation. Get extra equipment coverage on your auto policy and itemize all add-ons. You will pay more per month, but if I had done that, they would have paid me out the 25k that I was asking for.

Now the hunt begins for a clean, rust free, stock XJ.

I am also trying to consult from a online notary service from
this company to cover all aspects, hope for best.
I’m actually dealing with almost the exact same situation right now. My XJ wasn’t quite as far along as yours, but I’d put a ton of time and money into it with quality parts and upgrades that obviously don’t show up in an “Actual Cash Value” estimate. Insurance came back low, and it’s beyond frustrating how little they account for the custom work and overall condition.

Definitely learned the hard way about the importance of documenting everything and getting that extra equipment coverage. Wish I’d known sooner.
 
I’m actually dealing with almost the exact same situation right now. My XJ wasn’t quite as far along as yours, but I’d put a ton of time and money into it with quality parts and upgrades that obviously don’t show up in an “Actual Cash Value” estimate. Insurance came back low, and it’s beyond frustrating how little they account for the custom work and overall condition.

Definitely learned the hard way about the importance of documenting everything and getting that extra equipment coverage. Wish I’d known sooner.
That sucks to hear. It's no fun at all to deal with this crap. Good luck, and consider getting an Attorney for all the legal junk.
 
I have a boat load of updates for the thread - Still dealing with the other guy's insurance, thankfully the attorney is taking care of all that. As far as the silver jeep goes, the insurance paid me out fairly quickly, and I was able to purchase the Jeep back for 300$. Money well spent :LOL:

I put the Jeep - Now named "The Ex Wife", in the garage and started pulling anything that was worth it. The interior was in perfect shape, so I pulled it all. And I mean All of it. I pulled the entire wiring harness from the jeep, all the hardware, plastic pieces Windows and seats. The Drivers seat was completely busted. It was an electric seat, so all the motors were blown apart and the frame was bent. So now it's a chair in my garage. :)

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I posted a bunch of it on marketplace and was able to make a couple hundred just in parts. I also took a stockpile of my own, knowing that another XJ was in my future.
I grabbed all the sensors off the engine, PCM, Engine wiring harness and all the brackets from my ARB compressor, AUXBeam switch panel, and my remote relay panel for my lighting.

Fortunately, the ARB still worked. It was discolored a bit from being sprayed with battery acid, but otherwise it was ok. Same with all the Rock lights. Surprisingly the rock light that was in the passenger wheel well was completely fine. It's a magnetic light, and it was still attached to what was left of the passenger wheel well.

I also pulled all the suspension. Axles, Shocks, Long arms, and the Transmission with the T-Case.

Of all the things I was planning on keeping as a spare, was the engine. It ran. I was actually able to drive the jeep off the trailer and up into the garage. But to my dismay, the engine was unsalvageable. When I got it into the garage, and started taking the jeep apart, I found that there was a sizable hole in the front of the block right above the timing cover. It looks like when the jeep was hit, the A/C compressor took a direct hit, and busted the bracket clean off, taking a chunk of block with it. So the engine was no good.
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But other than that, everything that was usable was either sold or kept for spares.

I even had a dude come and cut the roof off of it. Apparently he had rolled his XJ and needed a new roof. So he took that and 2 of the doors.

It was quite a sight to see when she was finally hauled off to the scrap yard.

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I had been on the search for another Cherokee. And this time, I wanted something that was stock and not trailed. I learned from the last one that I don't want to be undoing someone else's work. I looked at several, but anything that was in the condition that I was looking for was going to cost 8-10k. which was essentially my entire budget. I knew that i had almost everything that I needed to lift the jeep, and get it back to the way my old jeep, but I also knew that I would need some cash to do frame stiffeners, Fenderflares and a rear bumper.

That's when I found this.

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Its a 2001 Sport with 230000 on the odometer. Overall, in pretty good condition, ZERO rust. Shes a 2WD cherokee, so you know she's never been off road. I took it for a spin and was happy with the power of a stock XJ with 29" tires on it. haha

I was able to pick this one up for 2500$ Not bad. That leaves me some money to do some upgrades and fix whatever junk I need to.

There are several dents and dings on the doors, and the clear coat is pealing on the roof and on several places around the body, but nothing bad. The only "Major" issue was it needed a new head. When I looked into the oil cap, I could see little tiny green bubbles coming out in the typical place that the 0331 heads crack. But, judging by the way the engine ran, I felt confident with a new head, she'd be good to go.


So that's what I did. I brought her home and immediately ordered a Clearwater head. I also ordered all new gaskets, and seals. I also did a deep dive into all the systems to see if they were up to snuff, and I found that the A/C was leaking, and the PO had capped off the heater core.

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So I ordered a new heater core, evap core, All New A/C lines and a Dryer. I was tempted to buy a new compressor and condenser, just so the entire system was new, But I held off incase i needed money elsewhere.
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Head replacement went as planned, and after I swapped in the new head, I did a compression test on all the cylinders. All of the cylinders are around 140ish except for cylinder 1 which is down to 125. But according to the FSM, compression range of 120-150 and all cylinders within 30psi of each other. So, if the FSM says its good, I'm going to run it for now. I would have liked to see it closer to 150, but with 230k on the clock, I'm sure those rings aren't what they used to be. haha. All the cylinders looked pretty good, there was still some crosshatch visible on the walls, and I didn't see anything that worried me So I think this will be a good motor for a while longer. While i was in there, I replaced the water pump, Oil filter adapter O-ring and the thermostat and thermostat housing.

I also replaced the fan shroud ( I was able to buy a Mopar one off rock auto (y) (y) ) and replaced the electric fan because the one that was there didn't have the clips that mount it to the radiator, so I got a new one.

I went through all the vacuum lines and replaced anything that was degraded. This jeep had sat in the heat for its entire life. so everything was very brittle.

Engine mounts were looong past their usefulness, so i replaced those as well.

All in all I'm happy with how it came out.

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After all that, I vacuumed and charged the a/c, Bled the Radiator and took it for a spin. Engine still has good power, and runs smooth.

And one of the nice things about a stock 2WD Cherokee is the gas milage haha. She averages 19mpg, and gets around 23-24 on the freeway. Not bad at all.

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I moved on to the interior.

This one was in pretty good shape overall, but needed some love in the dashboard and carpet areas. I also wanted to add sound deadening material to anywhere that I could to make the interior more comfortable.

So I pulled out the entire interior. I already had the dash out to do the heater and Evap core, so might at well pull everything out right???

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I added 80 mil Kilmat to every thing that I could. I held off on the rear quarter panels because I know that I'm going to be cutting into them for the Notch Flares, but other than that, I added it everywhere. I even did the roof.

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I also did the same treatment that my last jeep got. I pulled the carpet out and got after it with the pressure washer, a carpet cleaner, and time. Got it back to almost factory :cool:
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After all that, I went through all the plastics. Anything that the Ex Wife jeep had better, I swapped over.

And that's when I decided to swap dashboards. I had already done a bunch of wiring for my locker and ARB compressor, and did the double din radio mod, and they're both just sitting there.....SO i swapped them. Now I dont have to redo all that junk again. Genius.
I did have to swap over the VIN plate. But nothing a drill and some pop rivets can't handle.

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I also put the Trucklite headlights back in. And yes, those are both from the Ex Wife. and both of them still work perfectly. The passenger one has a hole in the outer glass, so well see how long it can last with it open to the elements. Trucklite doesn't make this light anymore, So buying a new one was hard to find and I didn't want to buy a new set when these work fine. I have since found one that someone was selling on Ebay that I bought, but for now I'll run the cracked one till it dies. Nice little tribute to the old Jeep.

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Nice little preview of things to come.

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Great to see you are back in the game.

Definitely worth it to buy the old one back from insurance.
 
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