THe NAC Lots-O-BFG KO2 Thread

Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

sheepjeep said:
well looks like more and more i am going to house shopping soon. for all the adults here you got any tips (no bill i will not build a house)
Click to expand...

get as big of a down payment together as you can, and figure on everything in the buying process taking twice as long as you thought it would
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

sheepjeep said:
well looks like more and more i am going to house shopping soon. for all the adults here you got any tips (no bill i will not build a house)
Click to expand...
Find the local alley; gather some cardboard, duct tape and trash bags and start the build pro... oh no building?

Location, location, location. Really changes everything. An 80K ranch by me could be a 315K ranch by Anthony.

On older house be careful on lead and asbestos, abatements for those is costly. Also look for foundation cracks, chimney motor and cracks, furnace age but also cleaning history, etc etc.

Most home inspectors are not worth the phone call you setup the call on. Be sure to bring someone that really knows what they are talking about that is on YOUR side. Never use a home inspector the seller or a realtor suggests.


dukie564 said:
get as big of a down payment together as you can, and figure on everything in the buying process taking twice as long as you thought it would
Click to expand...
X2.
ROBZ95Xj said:
http://worcester.craigslist.org/grd/4726521825.html
Click to expand...

Way to steal my material from the super secret BOD forum Roberto.
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

dukie564 said:
get as big of a down payment together as you can, and figure on everything in the buying process taking twice as long as you thought it would
Click to expand...
i have the covered very well, well over the 20% int eh price range i am look at
ROBZ95Xj said:
http://worcester.craigslist.org/grd/4726521825.html
Click to expand...
PERFECT!!!!!! well im done looking for homes
RCman said:
Find the local alley; gather some cardboard, duct tape and trash bags and start the build pro... oh no building?

Location, location, location. Really changes everything. An 80K ranch by me could be a 315K ranch by Anthony.

On older house be careful on lead and asbestos, abatements for those is costly. Also look for foundation cracks, chimney motor and cracks, furnace age but also cleaning history, etc etc.

Most home inspectors are not worth the phone call you setup the call on. Be sure to bring someone that really knows what they are talking about that is on YOUR side. Never use a home inspector the seller or a realtor suggests.



X2.


Way to steal my material from the super secret BOD forum Roberto.
Click to expand...
location for me is pretty much set, but i would much rather be in a cheap home (with good bones) in a nice area than the perfect house in a crappy area. even though there is no plan yet for kids but school quality is a big factor in the towns we are thinking of. just in case the market crashes again and we are stuck in a place for 10+ years because we are under water

good tips on the home inspection, my uncle in high up in teh roofers union so i will be tapping him for who to use for the inspection

dealing with the realtors who are selling the place i currently live in they are not on anyone's side but themselves
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

Just make sure you are within one mile of terrible chinese food and/or indian food and no less than .25 miles from shwarma.
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

get your own Realtor (buyers agent) and stick with them though the course of lookign for a place - let them deal with the seller's agents and the bullshit

as far as home inspections - just hire your own inspector once you decide on a place. Don't use the seller's inspector.
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

I'll have the ice pack ready for you Friday then.
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

Is Angel gonna have to do it for you
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

I know how to use a freezer
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

First I guess?

Picked up painting supplies and a few samples last night for the hallway. Hopefully knock that out this weekend.
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

sheepjeep said:
well looks like more and more i am going to house shopping soon. for all the adults here you got any tips (no bill i will not build a house)
Click to expand...

RCman said:
Find the local alley; gather some cardboard, duct tape and trash bags and start the build pro... oh no building?

Location, location, location. Really changes everything. An 80K ranch by me could be a 315K ranch by Anthony.

On older house be careful on lead and asbestos, abatements for those is costly. Also look for foundation cracks, chimney motor and cracks, furnace age but also cleaning history, etc etc.

Most home inspectors are not worth the phone call you setup the call on. Be sure to bring someone that really knows what they are talking about that is on YOUR side. Never use a home inspector the seller or a realtor suggests.



X2.


Way to steal my material from the super secret BOD forum Roberto.
Click to expand...

dukie564 said:
get your own Realtor (buyers agent) and stick with them though the course of lookign for a place - let them deal with the seller's agents and the bullshit

as far as home inspections - just hire your own inspector once you decide on a place. Don't use the seller's inspector.
Click to expand...

Pretty much what these guys said.

Definitely keep in mind the lead/asbestos deal and I'd x2 on a buyers agent. Keep in mind though they still work off of a % of the final deal so while they are legally supposed to be on your side, some may be more ready to jump to get you into a home that may not be really what you want.

We lucked out and got a great buyers agent and his inspector was very good. Pointed out all the flaws in the house that we found and then some.

You said you have well over 20% down payment which is awesome. That would have been my first suggestion. You should have 0 problems in the financial side regardless of your credit history (unless you're a total **** up).

Also, I agree with your mindset on location (why we picked our house in Amherst). Definitely way better to have a smaller/simple house in a really nice town than vice versa IMO. Commute is a driving factor as well (pun intended), in addition to what type of area you want to live in (rural, city, suburbia, boonies, etc.)

And whatever you do, try not to fall in love with the first house that fits the bill. Try to be unbiased. It's tough, I've been there.
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

Spent my morning rubbing some meat
 
Re: THe NAC Lots-O-Post Thread aka North America Home Owners Association Thread

What is insane is that a 3 person board can make that ruling and outlaw without input or a vote from anyone else.

I don't use any tobacco products but the idea that they can do that is troubling. What would be next?
I'm against any ban like that.
 
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