THe NAC Lots-O-BFG KO2 Thread

Re: THe NAC Lots-O-Post Thread

Integra Type R's(that yeller one) are factory 5x114.3mm I only know this because I have a friend that is a Honda nut. I did convince him to buy an XJ though, just gotta find one for him.
 
Re: THe NAC Lots-O-Post Thread

I should throw some old Jeep wheels on my car. I got the right lug pattern :D

I thought about throwing my Altima wheels on the Jeep once it is regeared. Just to see how slow it will go in 4 low with some tiny car tires on it.
 
Re: THe NAC Lots-O-Post Thread

I'll get a house in a couple years when I can afford a down payment.

As for right now, I'll enjoy living rent free at home.

Good luck Ken. Where's the house located?
I was living rent free at home, but got really tired of that. Parents are very religious and socially conservative (not that there is anything wrong with that) and my dad is into all sorts of alternative energy stuff and loves telling anyone who will listen about it, even if he already has. Plus it was an hour commute... I was borrowing their old van (dodge ram 2500) and between the $4.20/gallon gas, 90 miles a day commute, and gas hog vehicle, I actually saved about a hundred bucks a month paying rent and living in Worcester. It was just time for me to be out on my own, I guess.

The house I have an accepted offer on in Fitchburg is fairly OK, needs a lot of work, but it's a bank of america short sale and has been dragging on for something like four or five months now with no real action from them except throwing me paperwork. I've let them know that the last extension I gave them was their last; the place I'm looking at now is in Southbridge about a mile south of the airport. It's listed at $53k, 1400 square feet, and about 11200 square feet of land. At that price it's definitely a fixer upper... but what do I get involved in that isn't? Having too many projects going is pretty much how I keep from being bored, and the only home repair stuff I haven't learned yet is window and siding installation.

Speaking of which... once I fix it up, anyone wanna live in southbridge? cheap cheap cheap rent, I don't care if you get drunk, and trannies are allowed in the living room as long as they aren't the kind that have chromosomes :roflmao:

PS - yeah, down payment is a major concern. That's another reason I'm cruising the fixer upper market, my down payment will be less than 20k.
 
Re: THe NAC Lots-O-Post Thread

$53k? holy crap i could toooootttally afford that.
 
Re: THe NAC Lots-O-Post Thread

Oh and on my way to school I was going to help a stock XJ out of a lake but when I looked at the front end, the water was 3/4 up the hood and the rear hatch was maybe 10" above the flat ground behind him. The cliff he drove down was like 75* too. Guy was stuck good and I knew I had no chance in pulling him out. Not to menntion he didnt even have a rear hitch so if anything I would just rip his bumper in half.
 
Re: THe NAC Lots-O-Post Thread

Speaking of which... once I fix it up, anyone wanna live in southbridge? cheap cheap cheap rent, I don't care if you get drunk, and trannies are allowed in the living room as long as they aren't the kind that have chromosomes :roflmao:


Good LEGAL wheelin down in that area that not alot of people know about.
 
Re: THe NAC Lots-O-Post Thread

The house I have an accepted offer on in Fitchburg is fairly OK, needs a lot of work, but it's a bank of america short sale and has been dragging on for something like four or five months now with no real action from them except throwing me paperwork. I've let them know that the last extension I gave them was their last; the place I'm looking at now is in Southbridge about a mile south of the airport. It's listed at $53k, 1400 square feet, and about 11200 square feet of land. At that price it's definitely a fixer upper... but what do I get involved in that isn't? Having too many projects going is pretty much how I keep from being bored, and the only home repair stuff I haven't learned yet is window and siding installation.

PS - yeah, down payment is a major concern. That's another reason I'm cruising the fixer upper market, my down payment will be less than 20k.

At 53k you wouldn't need ANYWHERE near a 20k down payment. As a first time homebuyer I have been told it is quite possible to get a loan with 0 down payment. Not saying its the smartest idea but esp now they are helping first time home buyers out alot.

And I would def be interested in renting a room and getting out of my house (my parents are very religious as well), but that place would put me up to an hour drive plus I would have to deal with tolls and pike traffic.

I just wish I could find a local place for that cheap. Part of me is starting to think about moving out toward central MA. Ideally I wanted to stay in SE MA, but oh well. I was hoping to rent a room to a friend who is graduating soon but I may just say screw that and find a place on my own.. I am shopping in the 100k-120k range; though at the same time I am looking for something that some work but not quite as much as you are talking about I think.
 
Re: THe NAC Lots-O-Post Thread

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this makes me hate life
 
Re: THe NAC Lots-O-Post Thread

I plan on having a $50-70k down payment.

We'll see how that works out.

My truck/student loans will be paid off about this time next year, so about 3 years after that I'll have that kind of cash for a down payment on a house.
 
Re: THe NAC Lots-O-Post Thread

I plan on having a $50-70k down payment.

We'll see how that works out.

that's a huge bargaining chip. you'd probably be just as well off with 30-40k. and as much as loans suck, having a larger down payment won't make a loan that much smaller.
 
Re: THe NAC Lots-O-Post Thread

that's a huge bargaining chip. you'd probably be just as well off with 30-40k. and as much as loans suck, having a larger down payment won't make a loan that much smaller.

We'll you're knocking that much off the principal, which in turn is what the interest works against. Should make the entire mortgage a lot smaller including how much interest is accrued.

Either way, my mom is extremely conservative economically. But their mortgage has been paid off for a while so I plan on listening to them. Neither of them make a ridiculous amount of money either.

As of this week, half of my student loans will already be paid off.
 
Re: THe NAC Lots-O-Post Thread

I plan on having a $50-70k down payment.

We'll see how that works out.

My truck/student loans will be paid off about this time next year, so about 3 years after that I'll have that kind of cash for a down payment on a house.
I would love to get myself to that point. I got 10k saved up in like 6 months. Then I started working on the Jeep and put a dent in that. Now that I am done with alot of the large Jeep expenses I hope to start saving again.

My problem is that I don't thikn I could stand to live at home for another 2-3 years :gee: I am aiming for a 20k down payment or so on a 140k or so mortgage maybe. idk for sure just yet. Depends what i can find. If I find something soon then I may only be working with a 10k down payment (plus the 8k that the gov't is giving if I find something soon enough).

Edit: The reason that I don't plan on worrying about a HUGE down payment is that I am hoping to buy a place and live there for maybe 5 years or until the market turns back up (once I am more interested in settling down long term).. At that time I will sell it for a bit more than I paid (I hope) and will buy a more ideal place
 
Re: THe NAC Lots-O-Post Thread

Yeah I don't blame any of you for wanting to move out sooner rather than later.

I have a great relationship with my parents however as I've mentioned before. They let me keep all the crap I want and are even talking about building another garage with 220v, heat, 2-post lift, etc which will start this spring/summer.

Oh, and I get to use a free trailer year round.

**** why the hell do I want to move out.
 
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