If you start a stick shift in gear, without the clutch (with the transfer in high), chances are it's gonna buck and die. Do the same thing with an automatic and the torque converter is gonna let it slip enough to drive right off. The 4.0 has a couple of seconds at start up, when the engine revs well over a thousand.
IMO an accident looking for a place to happen. Many 4X's with a transfer, have a clutch switch, so you can't start it without the clutch being in.
A little off topic, but if your oil filter "O" rings are leaking and the oil gets on your starter, t will eventually seep inside and mess with the contact at the brushes. Starting turns into a random thing.
If your NSS bypass, doesn't work out for you, try cleaning the starter brushes, with a good spray solvent.
To answer your question, if your Jeep does drive over somebody and the insurance adjuster, can find a defeated safety item, you pay and they don't.