insurance questions

[andyr354]

not certain what forum to put this in?

My 89 is used for offroad only and I have never tagged or insured it. I got to thinking lately about this though.

What if something breaks and I hit another jeep, or a rock from a tire injures a spectator, ect.... What is gonna happen?
I suppose getting sued is a posibility in this day and age. Maybe I should start carrying liability ins on it???

Andy

 

[dmillion]

You should probably have liability insurance on the vehicle, or you could consider a liability "umbrella" policy if you get your auto and home insurance from the same company.

 

[woody]

Insurance is a good idea, for any sort of vehicle and activity. I am pretty sure you don't need a licence plate on the vehicle to have it insured... need a title or bill of sale though. (at least in MA and KS a few years back, ya get the insurance first, then go get the tag) I kept liability insurance on my dirtbikes, since it was much less of a ticket if caught riding on the pavement.

 

[Dawg Cherokee]

Don't forget to add Personal Injury Protection. It provides payment for medical bills and wage loss if you or your passengers get hurt, regardless of fault, even if hurt on the trail.

The "umbrella" policy probably won't cover the first $100,000 or $250,000 of damages if the car itself doesn't have its own policy.
Call your insurance agent for better info then you can probably get from us.