I have only had one full time job since I been working (1999 started part time many jobs, 2004 is when I started my current full time job) and my insurance started immediately also.
I actually only used my health insurance twice the first 10 years I had it ( once when I had to get stitches in my finger and once when I was coughing so bad I couldn't sleep at night). Then I married a nurse, then I was told I need to go to the doctor, dentist and eye doctor. Dentist was good except for one cavity. Eye doctor was fine. Family doctor was fine at first, then they finally got a high blood pressure reading that my wife was getting at home. I went on medicine for it. Then high cholesterol. Hoping within a few years I can lose weight and get off the medicine for both.
Also, today my little princess is a month old. Those first few weeks was probably the most stressful moments of my life. Especially the weekend she spent in the hospital with an IV, in an incubator and me being afraid to hold her. These last few weeks she was really turned the corner and for the first time, I don't worry she isn't getting enough to eat or anything.