Yo Mike, i just saw this thread, and helllls yes I agree with you. The wife and I bought a house and then I got laid off this march, luckily back working now, but not the same dough I was making before, I am thinking it will be ok long term, we will see...
Anyways, for you, my honest recomendation is get out to the IE, or north SD. I know you might not like it, but shoot, thats the way to go, and it is significantly cheaper..... before I bought my house, I paid $1100 in a nice ass community for a decent apartment (gated and garage). So it is doable......I would stay start with applying at the dealerships....more money to be made their, and start moving this way.
Might not be what you want to hear, but just my two cents. (Plus it would be a hell of a lot closer to JV, BB, and Cleg)