Just an update.
Went ahead and wrapped the exhaust manifold. Saw a drop in coolant temp, went from 220+ to around 213-215. Still high, but in the right direction.
I bought two wraps from eBay. Soaked them in water for the night to try and keep down the fiber mess. Didn't really work, still a pain. I used a combination of stainless zip ties, and .020 safety wire. It takes some patience and planning to wrap the manifold. turned out good enough.
In an Odd some note, and can't explain why, the engine runs smoother than before the wrap. Maybe its just the jeep it slightly quieter, or maybe the tiny additional scavenging effect that the internet claims. Don't know :dunno:
So, Temps are still too high, so I reluctantly pulled the trigger on a Mopar HD radiator. P/N 52080104AC. Apparently its the factory tow package/ dessert radiator only put in certain XJs. Anyway, its a factory OEM radiator. 299$ was the best price I could get.....:tears: The rad is a two core 1 1/2" radiator. The previous rad was also a factory rad p/n 52079682AE but is a single core, 1 1/4? (as far as my research has shown) Also impressed with my old rad, I mean i have no way to know, but it seems like it might be the original rad, 174K miles, 18yrs, might be day dreaming but I've had the jeep 6 years and never done anything with it other than flushes. So other than my recent issues, no problems.
Anyway, New rad just drops right in, filled it with new fluid, and what do you know, temps now hover between 200 and 210. Right where it should be.

Took it out and around up some hills and it never went above 210. The temps outside are still in the mid 90s out here in Vegas, so if it can maintain temps now, I feel like when its 117 it should be able to keep its cool. but I guess the real test won't be till next year.
The new rad sits close to the fan clutch, I have about and inch of clearance. I Think I'll be alright since I have the brown dog motor mounts.
All I need now is a new fan Shroud......