THe NAC Lots-O-BFG KO2 Thread

Re: THe NAC Lots-O-Post Thread

I know most of you don't care but we want opinions on this.

Test drove a 2013 Chevy Cruze today. Perfect commuter for Deanna. She really likes it (she doesnt get excited about cars like we do so thats pretty good for her) and she likes it more than her sentra, as well as i think it is a nicer car as well.

The dealership offered to buy her Sentra. Our salesman called Nissan and got us the buy out price and actual milage overage charge. (which the nissan dealer lied to us about trying to get more money out of us)

anyway heres the scoop.

They buy our nissan which means we don't have to pay nissan a dime and pay the mile overage charge.

15K miles a year
36 months
no money down
$245 a month

and for every $500 we decide to put down at signing (she is between jobs so money is tight right now) the monthy cost goes down about $13 or so.

We have until monday to take this offer, but she mostly wants second opinions. I think its a pretty sweet deal considering we no longer will owe the crooks at the nissan dealership $2900.

I was thinking walk in on monday with a figure in our head and stay firm on it. But I have never negotiated a lease or with a dealership before so I don't know what would be too greedy and kill our chances here at getting the best deal we can.
 
Re: THe NAC Lots-O-Post Thread

oh, and the nissan guys tried to convince us they were her only way out of the milage charge by getting into another nissan and offered "perks" and "incentives" which more or less seemed to be blowing smoke up our asses.

anyways heres the actual numbers we were told:

buy out price nissan told us was $16288
actual buy out price was $12844

mile overage charge nissan told us was 20 cents a mile
actual was 15 cents.
 
THe NAC Lots-O-Post Thread

The Nissan dealer wants to keep you in a Nissan and will jack up the price and whatever because they're a dealer. Chevy called the LEASING COMPANY and got the real figures, that's all. Deanna can do the same on her own, the number is in her lease paperwork she got when she signed the lease.

Are you leasing or buying the Chevy?
 
THe NAC Lots-O-Post Thread

I'm only asking about buying bc incentives are MUCH better to buy bc you are paying longer.... So there is more room to negotiate. On a lease, the dealer pretty much knows the value of the car at the end of the lease and doesn't want to lose their ass when you turn it back in bc THAT'S when they sell it and make real money on it. If you're leasing, ask about the lease deal if you can break it and buy it or buying at the end of the lease.
 
Re: THe NAC Lots-O-Post Thread

Go back to the nissan dealer and tell them you won't tell channel 6 evening news that they lied to your faces about the lease buyout and overage charge if they cut their numbers in half?

I have no idea if that is considered blackmail, but they literally lied to you.
 
Re: THe NAC Lots-O-Post Thread

It's obvious you've never shopped around for a new car.. Lol
You're correct. I don't really ever intend to, either. I'd rather let someone else take the "drive it off the lot and the value drops by 20%" depreciation, turn it into a hopeless basket case, then offload it to me so I can wonder if it'll work every time I turn the key.
 
Re: THe NAC Lots-O-Post Thread

The Nissan dealer wants to keep you in a Nissan and will jack up the price and whatever because they're a dealer. Chevy called the LEASING COMPANY and got the real figures, that's all. Deanna can do the same on her own, the number is in her lease paperwork she got when she signed the lease.

Are you leasing or buying the Chevy?

lease.

I'm only asking about buying bc incentives are MUCH better to buy bc you are paying longer.... So there is more room to negotiate. On a lease, the dealer pretty much knows the value of the car at the end of the lease and doesn't want to lose their ass when you turn it back in bc THAT'S when they sell it and make real money on it. If you're leasing, ask about the lease deal if you can break it and buy it or buying at the end of the lease.

Were gonna check out a couple hyundai's today.

I'm not a fan of getting a brand new car, but were trying to get out of paying the mile overages. And a dealership can help us with that because they got money in da bank.

I don't think were making a decision this weekend though. The offer we were given stands til monday at 7 (end of the month) They are doing some 30 volts in 30 days promotion (we dont want a ****in volt) but how the owner explained it to us, is they are trying to push all the other cars to make chevy happy too. Probably blowing a bunch of smoke up our ass to try to get us to sign the papers asap, but im sure we can get the same kind of deal at the end of any other month.
 
THe NAC Lots-O-Post Thread

You can roll the overage payments into anything. Why lease again when it's possible you will once again go over the allowed miles? Why not get a certified pre owned from the dealer?
 
Re: THe NAC Lots-O-Post Thread

we are going with more miles this time on the lease.

and we are at a Hyundai dealership and i swear its this guys first day. he is awkward as hell.
 
Re: THe NAC Lots-O-Post Thread

my buddy just got a '10 civic with 50k on it for 9500, so the payments are less than a lease, leasing never makes sense unless you own a business. my credit union has a lease vs own calculator you could use, go to dcu.org and there is a calculator tab to use it
 
Re: THe NAC Lots-O-Post Thread

never mind, redesigned the website and got rid of it but i'm sure bankrate.com still has theirs
 
Re: THe NAC Lots-O-Post Thread

If you can't buy something all at once, don't buy it. I think the only thing I will ever make payments on is a house. Everything else just buy outright and be done with it.
 
Re: THe NAC Lots-O-Post Thread

all she can buy outright is like 01 Plymouth breeze. she is going to be making great money after grad school she just needs a reliable commuter for now.

next stop today is a pre owned dealership methinks.
 
Re: THe NAC Lots-O-Post Thread

If you can't buy something all at once, don't buy it. I think the only thing I will ever make payments on is a house. Everything else just buy outright and be done with it.
My car payments go to billyjp2 and sams pull a part
My house payments go to morse lumber and home depot
 
THe NAC Lots-O-Post Thread

If you can't buy something all at once, don't buy it. I think the only thing I will ever make payments on is a house. Everything else just buy outright and be done with it.


all she can buy outright is like 01 Plymouth breeze. she is going to be making great money after grad school she just needs a reliable commuter for now.

next stop today is a pre owned dealership methinks.

There's nothing wrong with making payments don't be an idiot. You won't be able to make any deals buying a new car outright, the dealers makes money on the financing.
 
Re: THe NAC Lots-O-Post Thread

Wow, changing the oil in my mom's X3 is such a pain. There isn't even a dipstick on the engine anymore, its all computer. The owner's manual tells you nothing, I had to search bimmer forums just to find out my dad didn't buy enough oil. And its a pain in the ass canister setup. Not to mention it needs fancy pricey synthetic oil. Next time, its going to the dealer cause I don't wanna do it again.
 
Back
Top