Recommend me a credit union in CenTex

[IslanderOffRoad]

I've about had it with Bank of America, and big banks in general.

Wells Fargo "lost" a student loan check coming to me last month
Bank of America "lost" my tax return check this month.

I worked at a credit union back in California, and decided that that's probably the way to go.

Requirements:
1. Branch in Waco
2. Member of the Cu Share network so I can use ATM's and branches in Ca
3. Doesn't suck.

Personal experience preferred.

Thanks

 

[fscrig75]

If you're connected in some way to the military, almost anyway shape or form, try USAA.
They don't have any offices and most of the banking is done over the telephone or online. Hell yesterday I scanned and deposited my wife's paycheck over the internet, no need to mail it in.
They give you 10 free ATM withdrawals, at any bank. (They reimburse the fees at the end of the month.)
I do everything with them, mortgage, insurance, retirement, college fund, life insurance.

 

[magimerlin]

If you're connected in some way to the military, almost anyway shape or form, try USAA.
They don't have any offices and most of the banking is done over the telephone or online. Hell yesterday I scanned and deposited my wife's paycheck over the internet, no need to mail it in.
They give you 10 free ATM withdrawals, at any bank. (They reimburse the fees at the end of the month.)
I do everything with them, mortgage, insurance, retirement, college fund, life insurance.

X9999999999999999.9 :guitar::guitar:

I have them for the savings account, checking account, credit card, car insurance, renters insurance.

The at home check deposit is great too, I love it, its so simply. I have been with them for over 10 years and have never had any issues with then at all.

The ATM fee payback at the end of the month is great too, never have to worry about those fees again (unless you use the atm more than 10 times a month)

they do have an actual location though I have never been(never needed to) it is
USAA Federal Savings Bank
10750 McDermott Freeway (W I-10)
San Antonio, TX 78288-9876

here is a link to then and there services..
https://www.usaa.com/inet/ent_utils/McStaticPages?key=ContactUsMain

 

[fscrig75]

I always thought that was just an office, not sure if there are actually tellers there to pass out money. Who knows.

 

[magimerlin]

I always thought that was just an office, not sure if there are actually tellers there to pass out money. Who knows.

On there contact page they list hours for "Lobby" and "Drive up" so I assume it is an actual branch location.

 

[XJ Eric]

You are right gentlemen! There is an actual bank lobby and drive-up windows.
If you can get in with USAA you'll never go anywhere else for anything. And their insurance rates are very competetive. They beat Geico by a mile and Geico beats everybody else.

 

[x2elite]

geico can't even come close to what I pay at State Farm, and what I paid at Allstate. When I was with Allstate geico's quote was about $400 a year more than what I was paying, and when I went to State Farm they saved me almost $200 a year over Allstate. LOL USAA has good services though. I recommend them.

 

[xjintx]

Ditto on USAA I like the ability to scan checks... the reimberse for ATM fees is GR8 too. I've been with them MANY years.
That said I am a member of the Educators CU here in Waco and GR8 service and product. They have plenty of braches local and nice people. Have financed vehicles and hassle free and good rates.