down at the bottom left hand side of the screen it will tell you a few things... looks like this...
vB code is On
Smilies are On
code is On
HTML code is Off
Click on the [IMG] and it will tell you how. You also have to have your pics in a pic hosting site. I use snapfish...I know alot of othe people use other sites.
Once you get your pics on a site you need to right click that pic and get the properites for it. Where it says "URL" cut and paste that info inbtween the [img] and the and it should work.