Thanks Ryan. What happened to me is still not 100% certain, but rest assured it is rare, and recovery appears to be certain. Expect me to be right in the mix when the new BOD starts the year. In fact, I want to push for a face-to-face ASAP (January 4, 2014) to get Jerry Allen on the accounts and to plan the years activities. I just need to plan whether to do it at my home over brunch, or what. It also means a morning trip to a First America Credit Union. What would be your interest or any of the other former BOD members in attending this meeting, just out of curiosity. In this case, you guys know what has worked and would be valuable sounding boards for any new ideas.