'99/'00 model years are bad because they did go to a different head during production and they can either crack, or warp allowing the head gasket to leak.
Jonathan's is a '98 and while not a prolific problem, I've seen several - I wanna strike it up to poorly maintained cooling systems. All it takes is to overheat our wonderful little 4.0's just once real good and that'll start the problems......
That white '96 I fixed, lifted and sold a while back had been overheated, then the radiator cracked so the owner dumped too much stop leak in and caused it to continue to overheat worse. The head gasket went kinda suddenly I think because when her friend removed the head to put a new headgasket on it, there was a silver-dollar sized hole in the top of the #2 piston. Generally, to get a hole in the top of a piston, you gotta drop a valve in there, or suddenly cool it with a fluid leak.......
That silver '00 I just sold had badly bent push rods and a slightly tweaked #2 cylinder piston rod. It's my guess that the head gasket burst and filled the cylinder with fluid and it "hydraulic-compressed" during a compression or exhaust stroke - keeping the valves from opening and thus, bending those parts....... :dunno: